Apple Pay: How to Add a Card

Using Apple Pay to pay with your iPhone, iPad, Apple Watch, or Mac is extremely convenient. However, how do you add your card details to the mobile payment service? Luckily enough, the process is not that difficult. Follow this guide to learn how to add a card to Apple Pay.

How to Add a Card to Apple Pay on iPhone

With Apple Pay, you can make payments using your iPhone, iPad, or even Mac. And as simple as it is to make payments using Apple Pay, you can add new card details as easily. 

1. Open the Wallet app on your iPhone.
2. Press + to start adding a card.
   
3. Use Debit or Credit Card for new cards.
   
4. Hit Continue button to add a card.
   
5. Follow the on-screen instructions to input the required card details.
   • It’s possible that your bank will require an application to be downloaded as a part of the process.
6. If you have an Apple Watch paired with your iPhone, you can add the card to the watch as well.
   
7. Proceed to verify the added card before you can use it for making payments.
   

You need to connect your Apple Watch to your iPhone before adding your card. Then follow the same steps as above and select your watch as a device you want to add the card to (Step 6). The steps to add a card to Apple Pay from your iPad are also the same as above.

To manage your cards or view your Apple Pay activity on your iPad, go to Settings, then tap Wallet & Apple Pay. From there, you can view transactions, suspend or remove cards, and more.

How to Add a Card in Apple Pay on Mac

Adding a card to Apple Pay on your Mac is straightforward. You need to jump into System Settings for this.

1. Open the Apple menu on your Mac.
2. Choose System Settings from the menu.
3. In System Settings, click on Wallet & Apple Pay in the sidebar. If needed, scroll down to locate the option.
   
4. Click Add Card to initiate the card setup process.
   
5. If you have added cards before, select the one you are adding or click Add a Different Card.
   
6. Click Add Card…
   
7. Follow the instructions on the screen to add your payment information and, when prompted, complete the verification steps.

If you ever sign out of your Apple ID account, you will have to set up Apple Pay again. This will also include re-adding any previously registered cards from your Mac.

Verify with Bank

To start using a new card in Apple Pay, your bank may require additional verification to confirm you added a card to prevent fraud. Apple Pay prioritizes the safety and privacy of its users. This verification step also prevents unauthorized people from adding cards to the service.

Depending on financial institutions, your bank may want more personal details, such as answers to security questions, or they might even request that you download their mobile app. 

If you don’t finish the entire verification process, you may have problems adding your card. These few extra steps will keep you safe and ensure no one else can add your card to their Apple Pay account.

Security

Apple Pay uses advanced security features to protect the user’s payment information. All card details are encrypted and stored securely on a user’s device. Every transaction produces a unique one-time dynamic security code for additional verification.

In case an iPhone is lost or stolen, users can suspend or permanently delete the payment capability remotely through Find My iPhone.

Moreover, Apple Pay uses strong encryption, tokenization, and authentication technologies to achieve highly secure mobile payments while remaining simple to use.

Transactions

You can easily see and control transactions using Apple Pay in the Wallet app. When you open the kit, a list of recent transactions made with your linked cards will appear there.

With this application, you can check additional information about the transaction, such as merchant name, date, time, and amount. Just click on any transaction to see its receipt showing the things bought. This feature facilitates budget tracking and helps to prevent unauthorized withdrawals.

In addition, you can manage linked debit or credit cards right from the Wallet app. Update billing details, delete unused cards, or activate new ones – all these options are at your disposal. As such, you can supervise any money transfers and improve your personal finance management all in one place.

If you have multiple cards added, you can easily change the default card in Apple Pay.

FAQs