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The Apple Pay service is a godsend for those of us who misplace our wallets more often than our smartphones. All you need is your debit or credit card details and the latest iOS version installed on your Apple device to get started. You can then pay for your shopping in any store with a mobile payment terminal.

Read on to learn how to set up your Apple Pay wallet on different Apple devices.
How to Set Up Apple Pay on an iPhone
To start using Apple Pay via your iPhone, you’ll first need to add your debit or credit card to the “Wallet” app. Here’s how:
- Access the Wallet app, then press the plus sign (+) add button.
- Choose the “Debit” or “Credit” card option.
- Select “Continue.”
- Complete the steps to add your card. You might be asked to choose your card or bank issuer. If so, either choose from the options or find them using the search bar.
- Authenticate your information with your card or bank issuer. You may be asked for additional information or to download an app before approving your card for Apple Pay use.
You’ll have the option to add the card to your Apple Watch if you’ve paired it.
How to Set Up Apple Pay on the Apple Watch
To use your Apple Watch with Apple Pay, add your card details to the “Wallet” app. Here’s how to add a card to your cyber wallet using your Apple Watch:
- Access the Wallet app.
- Select “Add Card” at the bottom.
- Choose “Credit” or “Debit” card then “Continue.
- Complete the onscreen prompts to enter your card information.
- If required, validate your information with your card or bank issuer via the Apple Watch app on your paired iPhone. You might need to provide more information or download an app to get your card approved to use Apple Pay.
How to Set Up Apple Pay on Mac?
To get started with Apple Pay, you’ll need to add your credit or debit card information to the “Wallet” app. Follow these steps to add a card to your virtual wallet using your Mac:
- Access the Apple menu.
- Choose “System Preferences,” “Wallet,” then “Apple Pay.”
- Select “Add Card.”
- Fill out the information to add your credit or debit card.
- Your bank or card issuer may ask for more information before you can start using Apple Pay, which you may need to provide.
How to Set Up Apple Pay on an iPad
To use Apple Pay, you must add a valid debit or credit card in the “Wallet.” Here’s how to put a new card into your phone wallet using an iPad:
- Open the “Settings” app.
- Choose “Wallet & Apple Pay,” then “Add Card.”
- Follow the steps to add your card.
- You may need to provide additional information to your card or bank issuer before you can start using the Apple Pay service.
Additional FAQs
Can I Setup Apple Pay Without a Card?
You can set up Apple Pay by adding a virtual debit card to the “Wallet” app. You’ll need to download a virtual card app, then add it to Apple Pay. Visit the App Store for Apple Pay-supported virtual card apps.
Using a Virtual Wallet to Pay Using Real Money
Apple Pay lets you pay for goods and services from your Apple device using a mobile payment terminal. The service continues to grow in popularity due to the many benefits, including private transactions and convenience. To start using Apple Pay, you need to grant your cyber wallet direct access to your bank account, which is done by entering your card details in the Apple Pay “Wallet” app.
How easily do you think you’ll get used to using your smartphone to shop instead of swiping your bank card? Let us know in the comment section.
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